hell or Pearly Gates?

Two doctors and an HMO manager die and line up together at the Pearly Gates. One doctor steps forward and tells St. Peter, "As a pediatric surgeon, I saved hundreds of children." St. Peter lets him enter. The next doctor says, "As a psychiatrist, I helped thousands of people live better lives." St. Peter tells him to go ahead. The last man says, "I was an HMO manager. I got countless families cost-effective health care." St. Peter replies, "You may enter. But," he adds, "You can only stay for three days. After that, you can go to hell."